📅 January 28 | 6:00 PM (Toronto time)
RRSP is not just about saving taxes.
It’s about building long-term wealth.
With the March 2 RRSP deadline approaching, many people focus on one question:
How much tax will I save this year?
But the more important question is:
How will this decision support my financial future?
That’s where tax planning and investment strategy must work together.
Clients often ask:
- RRSP or TFSA – which one makes more sense?
- Is FHSA just about deductions, or also about growth?
- Can these tools be combined into one coordinated strategy?
A simple example:
A full-time employee earning $120,000 annually makes a $20,000 RRSP contribution:
- taxable income drops to $100,000;
- income shifts out of a higher tax bracket;
- tax payable is reduced (approximately $7,341 in this example);
- and the funds continue to grow tax-sheltered as an investment.
But RRSP is not always the optimal choice.
- TFSA may provide flexibility;
- FHSA can be a powerful wealth-building tool for first-time home buyers;
- often, a combined approach delivers better long-term results.
That’s why this free webinar is co-hosted by a tax professional and a financial planner.
We’ll cover tax optimization and investment strategy — together, not separately.
📅 January 28 | 6:00 PM (Toronto time)
https://us06web.zoom.us/meeting/register/3xy0Y_fITC-m2OjRfzP_2A
